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KUALA LUMPUR: Kementerian Kesihatan Malaysia (KKM) menasihati orang ramai agar mengelakkan dari membeli dan menggunakan beberapa produk kosmetik setelah dikenal pasti mengandungi racun berjadual yang mampu memberikan kesan mudarat jika digunakan.Kementerian itu berkata tujuh jenis produk yang dikenal pasti itu dipercayai mengandungi bahan beracun seperti hydroquinone, tretinoin dan merkuri.

Susulan itu, notifikasi produk-produk kosmetik terlibat telah dibatalkan oleh Pengarah Kanan Perkhidmatan Farmasi, KKM berikutan pengesanan bahan racun berjadual di dalam produk berkenaan.Produk yang mengandungi hydroquinone dan tretinoin adalah merupakan produk farmaseutikal yang perlu berdaftar dengan Pihak Berkuasa Kawalan Dadah dan hanya boleh digunakan dengan nasihat profesional kesihatan.

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KUALA LUMPUR: Dana Rumah Mampu Milik Bank Negara Malaysia (BNM) disasarkan memberi peluang lebih luas kepada golongan berpendapatan rendah untuk memiliki rumah pertama.Menteri Kewangan, Lim Guan Eng berkata, dana itu diwujudkan oleh BNM untuk membantu mereka yang mempunyai pendapatan isi rumah dibawah RM2,300 sebulan."Ramai yang mahu membeli rumah tetapi gagal mendapatkan pinjaman bank. Inilah masalah yang saya hadapi semasa menjadi Ketua Menteri Pulau Pinang. Banyak rumah yang dibina tetapi tiada pembeli kerana mereka gagal mendapatkan pinjaman.

"Ia disebabkan institusi bank yang memberikan pinjaman. Mereka (pemohon) gagal mematuhi syarat pinjaman, jadi kita menyeru agar pihak bank melonggarkan syarat pinjaman. Begitupun, kita tahu Bank Negara mempunyai garis panduan," katanya.Guan Eng berkata demikian semasa berucap pada majlis pelancaran Dana Rumah Mampu Milik BNM dan Portal Rumahku di Sasana Kijang di sini, pada Selasa.Turut hadir Gabenor BNM, Datuk Nor Shamsiah Mohd Yunus dan Menteri Perumahan dan Kerajaan Tempatan, Zuraida Kamaruddin.

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Untuk membantu pembeli rumah daripada kumpulan berpendapatan rendah bagi membiayai pembelian rumah pertama mereka

Ciri Utama Dana BNM untuk Rumah Mampu Milik

Terma  

  Ciri-Ciri

Kelayakan

 •  Warganegara Malaysia

 •  Pendapatan isi rumah bulanan maksimum                 sebanyak RM2,300

 •  Pekerja makan gaji atau bekerja sendiri

 •  Peminjam tunggal atau peminjam bersama

 •   Tiada rekod pembiayaan terjejas untuk tempoh   12 bulan yang lalu

Harga harta tanah

Sehingga RM150,000

Margin pembiayaan

Margin pembiayaan boleh meliputi pembayaran untuk wang pendahuluan dan jaminan gadai janji bertempoh / caruman takaful

Jenis harta tanah

Harta tanah kediaman di pasaran utama sahaja

Kadar pembiayaan  

Sehingga 3.5% setahun

Tempoh pembiayaan

Sehingga 40 tahun atau sehingga umur 70 tahun, yang mana lebih rendah

Pendidikan kewangan

 •       Modul pendidikan kewangan mandatori       dalam  talian disediakan oleh Agensi Kaunseling   dan  Pengurusan Kredit (AKPK) akan membantu   bakal peminjam memahami komitmen kewangan   mereka sebelum membeli rumah.

 •       Modul itu boleh diakses daripada portal    Rumahku AKPK di learn.akpk.org.my mulai 3           November 2018

Moratorium penjualan harta tanah

5 tahun

 

Pusat Hubungi Institusi Kewangan yang Mengambil bahagian

AmBank (M) Berhad (AmBank)

:03-2178 8888 

Bank Simpanan Nasional (BSN)

:1-300 88 1900

CIMB Bank Berhad (CIMB)        

:03-6204 7788

Malayan Banking Berhad (Maybank)                                  

:1-300 88 6688        

RHB Bank Berhad (RHB)           

:03-9206 8118 (Semenanjung Malaysia); 

082-276118 (Sabah dan Sarawak)

Orang ramai juga boleh menghubungi BNMTELELINK  di talian 1-300-88-5465 (LINK)

 

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Kerajaan semalam mengumumkan satu lagi langkah membela rakyat dengan menggariskan beberapa spesifikasi dan panduan perumahan kepada pelbagai pihak, termasuk pemaju rumah mampu milik Semua projek baharu rumah awam dan swasta akan diwajib mendapat Sijil Pe

Dasar Perumahan Negara (DRN) 2018-2025 dilancarkan semalam, untuk menyelesaikan isu penawaran dan permintaan perumahan yang tidak seimbang serta ketidakmampuan rakyat membeli rumah pada harga pasaran.Dasar itu juga bermatlamat mengatasi kelemahan industri perumahan ketika ini yang tidak berinovasi, selain tiada sistem bersepadu untuk memastikan penawaran dan permintaan adalah sepadan.Untuk mencapai matlamat itu dalam tempoh tujuh tahun lagi, DRN setebal 162 muka surat menggariskan lima fokus, 16 strategi dan 57 pelan tindakan.Lima fokus itu ialah membina rumah berkualiti, menambah baik aksesibiliti dan tahap kemampuan rakyat memiliki rumah, kejiranan berkualiti, koordinasi antara perumahan dan pembangunan pengangkutan serta memperkukuh institusi berkaitan mencapai matlamat dasar berkenaan.Dasar itu dirangka Kementerian Perumahan dan Kerajaan Tempatan (KPKT) selepas mendapati penawaran rumah di bandar lebih menjurus kepada perumahan kos tinggi, sedangkan permintaan lebih menjurus ke arah rumah kos rendah dan mampu milik.

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IN our society and culture, our perception of reality is shaped by the information and messages we receive through the media. A few generations ago, our culture storytellers were people, family, friends and others in the community. For many people today, the most powerful storyteller is the Internet and the mobile phone. All of us are affected by advertising, news, movies, Facebook, WhatsApp and other forms of media. That is why today, media is such a powerful force.

Children receive a huge amount of information from a wide array of sources, far beyond the traditional media – ie, television, radio, newspapers and magazines – of most parents. There are text messages, memes, viral videos, social media, video games, advertising and more.

From celebrity gossip to magazine covers to WhatsApp messages to memes, media is telling us something, shaping our understanding of the world and even compelling us to think to act in certain way.

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Non-communicable diseases (NCD) are the largest cause of death globally. It is estimated that about 41 million people die annually and about a third of these deaths are in the workforce, in the 30-69 years age group. Records for 2015 shows that two out of every three Malaysians have at least one of the three major NCD and the figure is rising. A large part of our Malaysian healthcare budget is spent on managing NCD.

Identifying smoking and sugar as two of the major risk factors for NCD, the new government of Malaysia has quickly brought in a “sugar tax” and a “smoking ban.”Let me begin by defining non-communicable diseases. As the name implies, non-communicable diseases are defined as chronic diseases that are not communicable. This then would include cancers, chronic lung diseases and in certain communities, nutritional deficiencies and not just cardiovascular diseases and diabetes mellitus.

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Obesity, undernutrition and climate change are the biggest threats to the world population, linked by profit motives and policy inertia, a top commission said yesterday, calling for a binding plan and trillions of dollars to thwart the dangers.A US$1 billion (RM4.12 billion) fund and action strategies targeting food policy and production are needed urgently to support health, the environment and economic well-being, said the report by the Lancet Commission on Obesity, a panel of experts in agriculture, economics, human rights and other fields.

The three problems of obesity, undernutrition and climate change are intertwined by methods of agricultural production, transport, urban design and land use that will take an enormous toll on the population and planet, the commission said."What we're doing now is unsustainable," said William Dietz (photo), an author of the study and public health expert at George Washington University.

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KUALA LUMPUR (Bernama): About 60% of the 32 million Malaysians fail to throw their garbage into rubbish bins although these have been provided for them, says Housing and Local Government Minister Zuraida Kamaruddin.She said Malaysians have yet to cultivate proper garbage disposal habits and this should be addressed in efforts to make our country clean."In developed countries, people keep their rubbish in their handbags or pockets before throwing them into trash bins.

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Banjir?

Banjir atau juga disebut bah merupakan bencana alam yang berlaku apabila air menenggelami kawasan yang luas. Banjir bukan saja mampu merosakkan harta benda tetapi juga turut melibatkan kehilangan nyawa. Banjir juga mampu melumpuhkan ekonomi sesebuah negara. Sehubungan dengan itu, setiap rakyat Malaysia terutamanya yang tinggal di kawasan berisiko tinggi menghadapi banjir, harus peka dan bersiap sedia menghadapi ancaman tersebut agar tindakan awal dapat diambil bagi meminimumkan kerosakan dan mengurangkan kehilangan nyawa akibat banjir.

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PUTRAJAYA: The government is open to using whatever infrastructure available to drive Internet penetration in rural areas throughout the country.There are at least a million people in very remote areas and a further 2.5 million to 2.8 million still with slow-speed Internet access in semi-urban and rural areas.To get faster-speed broadband to outlying areas, Communications and Multimedia Minister Gobind Singh Deo said he is exploring the use of satellites, running fibre along sewerage pipes and even possibly opening access to existing poles that carry wires to homes.

“In terms of infrastructure, a lot more need to be done. There are many areas which have not yet been wired up so there is a need to think outside the box and look into new ways to provide infrastructure which is faster and cheaper for the general public.“That is one of the reasons for the pilot project in Jasin to use existing infrastructure partially to provide broadband to semi-urban and rural areas, and to the Felda settlers. The project is a success and now it is up to Tenaga Nasional Bhd (TNB) to decide what to do from here on. We used TNB poles, which made access quicker and were able to cut cost significantly,” Gobind told StarBiz.Though he seems keen to explore the use of satellites, some experts disagree with the idea as they believe it would be too costly and not practical. They are more receptive to using sewerage pipes for fibre access and Gobind said he had received proposals to have sewerage pipes used to lay cables for Internet access.

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